Dear Brothers and Sisters,

Earlier this year the Department of Labor (DOL) issued final regulations that allow employers to provide retirement plan communications electronically (on a website or via email) as long as participants are provided with advance notice in writing as well as instructions on how to “opt-out” of electronic delivery (eDelivery). Previously, participants had to choose electronic delivery in order to receive their communications by e-mail.

Effective December 5, the company will opt all of our Fidelity 401(k) participants who are on an active or leave of absence status who have not previously elected to receive documents electronically into eDelivery.

To ensure the Company is meeting the DOL requirements, the Company plans to take the following steps:

1. Send notification via mail prior to December 5 to Fidelity participants who have not already elected to receive plan communications electronically, informing them that they will receive future notices electronically to their united.com e-mail address unless they opt-out.
   

2. For those who don’t opt-out or provide a personal e-mail address, send a reminder e-mail that they can update their e-mail address to a personal one.
   

3. Those who are recalled from furlough or are a new hire or rehire will receive notification of eDelivery upon their status change to active.

Fraternally,

Ken Meidinger

International Representative-Airline Division

UAL Benefits Coordinator