NEWS & UPDATES
With open enrollment right around the corner, October 8-26 for employees and October 29-November 9th for retirees, it is important that you are aware of changes to your benefit choices. The Company flyer is in the mail or you have already received it.
Medical
There are new options this year. The BYO plans are being replaced with EPO plans. Be aware of what the default options are.
Dental
The MetLife plans are being replaced and will be offered by Cigna.
LTD
Long-Term Disability (LTD) will be offered through Prudential rather than MetLife. If you are currently enrolled in LTD you will default to Prudential starting in 2019.
Employees who wish to enroll in LTD during Open enrollment will not be required to show Evidence of insurability through Prudential.
This is a one-time exception where Evidence of Insurability will be waived for those choosing to enroll in LTD during Open enrollment.
Benefit fairs are being scheduled around the country. Take the opportunity to review all the changes in Benefits.
Aflac
Year one is almost complete for enrolling in the voluntary programs being offered through Aflac. Over 5000 members have enrolled in a plan(s) to date. The plans offered are Short-term disability, Critical Illness, Whole Life Insurance and Accident Insurance. We have been able to negotiate Guaranteed Issue on pricing and the plans for 2019 the same as 2018. These plans are voluntary, and you have the option to take any combination of plans, a single plan or none, the choice is yours. Aflac enrollers will be visiting stations to explain the plans and take enrollment requests.
Fraternally,
Ken Meidinger
UAL Benefits Coordinator